Factors influencing commercial bank profitability in Iraq: A quantile regression approach

被引:0
作者
Altaee, Hatem Hatef Abdulkadhim [1 ]
Ghani, Naz Hiwa [1 ]
Azeez, Saya Jamal [2 ]
Abdulwahab, Sameer Abduljabbar [2 ]
机构
[1] Cihan Univ Sulaimaniya, Fac Adm & Financial Sci, Dept Accounting, Sulaimaniya, Kurdistan, Iraq
[2] Cihan Univ Sulaimaniya, Fac Adm & Financial Sci, Dept Business Adm, Sulaimaniya, Kurdistan, Iraq
关键词
profitability; bank-specific; macroeconomic; governance; MMQREG; FGLS; PCSE; DETERMINANTS;
D O I
10.21511/bbs.19(2).2024.14
中图分类号
F8 [财政、金融];
学科分类号
0202 ;
摘要
This study aims to empirically examine the influence of bank-specific determinants, macroeconomic factors, and governance factors on profitability in Iraq's banking industry. In addition, bank-specific and macroeconomic determinants were included in the analysis. In terms of governance, the average of corruption control and rule of law was used. Different pre-estimation tests were used to check the properties of the data. The method of moment quantile regression was used as the baseline model. The PCSE and FGLS techniques were used for robustness checks. A sample of balanced panel data consisting of nine commercial banks listed on the Iraq stock exchange from 2012 to 2021 was selected. The results suggested that liquidity and total debt to total shareholders' equity ratios have a significant positive relationship with ROA. Inflation and openness negatively impact bank profitability only at the 50th and 90th quantiles. Institutional governance appeared to be a positive and significant contributor to bank profitability. The findings suggest that a certain level of liquidity is required for a continuous increase in ROA. Moreover, institutional governance emerged as a noteworthy and positive factor influencing bank profitability.
引用
收藏
页码:172 / 183
页数:13
相关论文
共 51 条
[1]  
Adeniran A.O., 2020, Iraqi Journal for Administrative Sciences, V16, P208
[2]  
Al-Harbi Ahmad, 2019, Journal of Economics, Finance and Administrative Science, V24, P4
[3]   Bank-specific and macro-economic determinants of profitability of Indian commercial banks: A panel data approach [J].
Al-Homaidi, Eissa A. ;
Tabash, Mosab, I ;
Farhan, Najib H. S. ;
Alnnaqtari, Faozi A. .
COGENT ECONOMICS & FINANCE, 2018, 6 (01) :1-26
[4]  
AlFadhli M., 2021, Journal of Insurance and Financial Management, V4, P11
[5]   Operational efficiency in banking: An international comparison [J].
Allen, L ;
Rai, N .
JOURNAL OF BANKING & FINANCE, 1996, 20 (04) :655-672
[6]  
Alshareef E., 2023, Aarif Journal for Human Studies, V11, P158
[7]  
Altaee H., 2013, International Journal of Business and Social Research, V3, P93
[8]  
Anggari N. L. S., 2020, American Journal of Humanities and Social Sciences Research (AJHSSR), V4, P334
[9]  
[Anonymous], Governance Indicators. Serbia 1996-2011
[10]  
Bangun N., 2019, Jurnal Akuntansi, V23, P177, DOI [10.24912/ja.v23i2.576, DOI 10.24912/JA.V23I2.576]