Blockchain-Based Central Bank Digital Currencies: A Comprehensive Survey

被引：0

作者：

Chen, Shuo ^{[1
]}

Liu, Zhiwei ^{[1
,2
]}

Xu, Xiang ^{[1
]}

Gao, Haoyu ^{[1
,2
]}

Hong Lei ^{[1
,4
]}

Liu, Chao ^{[3
]}

机构：

[1] Hainan Univ, Sch Cyberspace Secur, Haikou 570228, Hainan, Peoples R China

[2] Oxford Hainan Blockchain Res Inst, Chengmai 571924, Peoples R China

[3] Blockhouse Technol Ltd, Oxford OX2 6XJ, England

[4] SSC Holding Co Ltd, Chengmai 571924, Peoples R China

来源：

PROCEEDINGS OF THE 13TH INTERNATIONAL CONFERENCE ON COMPUTER ENGINEERING AND NETWORKS, VOL III, CENET 2023 | 2024年 / 1127卷

基金：

中国国家自然科学基金; 国家重点研发计划;

关键词：

Central bank digital currency; Blockchain; Smart contract; Distributed ledge technology; BITCOIN;

D O I：

10.1007/978-981-99-9247-8_45

中图分类号：

TP39 [计算机的应用];

学科分类号：

081203 ; 0835 ;

摘要：

In this information age, real currency is transitioning to digital currency. Blockchain technology has introduced smart contracts and distributed ledger technology, leading to new research directions in various fields including finance, the Internet of Things, and energy. Central Bank Digital Currency (CBDC) based on blockchain has been incorporated into the technical choices of central banks in various countries. This paper examines the current research and implementation of central bank digital currency by various central banks worldwide. It provides an overview of CBDC's definition, operational status, and technical characteristics. Additionally, this paper highlights the challenges and issues associated with CBDC systems in the current environment. These problems include security issues, performance issues, privacy protection issues, and legal issues. In this regard, some literature has proposed solutions, which are analyzed and summarized in this paper. We classify and summarize the existing problems and propose effective solutions, including using fragmentation technology to increase transaction throughput and implementing corresponding regulatory measures to strengthen supervision.

引用

页码：456 / 466

页数：11

共 44 条

[1]

[Anonymous], Results of the 2021 BIS survey on central bank digital currencies

[2] Central Bank Digital Currencies: Motives, Economic Implications, and the Research Frontier [J].

Auer, Raphael ;

Frost, Jon ;

Gambacorta, Leonardo ;

Monnet, Cyril ;

Rice, Tara ;

Shin, Hyun Song .

ANNUAL REVIEW OF ECONOMICS, 2022, 14 :697-721

[3] The macroeconomics of central bank digital currencies [J].

Barrdear, John ;

Kumhof, Michael .

JOURNAL OF ECONOMIC DYNAMICS & CONTROL, 2022, 142

[4] From cash to central bank digital currencies and cryptocurrencies: a balancing act between modernity and monetary stability [J].

Belke, Ansgar ;

Beretta, Edoardo .

JOURNAL OF ECONOMIC STUDIES, 2020, 47 (04) :911-938

[5] Digital Yuan (e-CNY): China's Official Digital Currency Comment [J].

Bhattacharya, Debopama .

STRATEGIC ANALYSIS, 2022, 46 (01) :93-99

[6]

bis, Central bank digital currencies: foundational principles and core features

[7]

Blakstad S, 2018, FinTech Revolution: Universal Inclusion in theNewFinancial Ecosystem, P87, DOI 10.1007/978-3-319-76014-8_5

[8]

Bouchaud M., 2020, ConsenSys AG Whitepaper 01-20

[9] A Hybrid Blockchain System Based on Parallel Distributed Architecture for Central Bank Digital Currency [J].

Cao, Yanghua ;

Zhang, Jinnan ;

Yuan, Xueguang ;

Guo, Teng ;

Lu, Changqi ;

Chen, Gang ;

Kang, Jian ;

Yan, Xin ;

Zhang, Xia ;

Huang, Yongqing .

FUZZY SYSTEMS AND DATA MINING V (FSDM 2019), 2019, 320 :1138-1145

[10]

Danezis G, 2015, Arxiv, DOI arXiv:1505.06895

← 1 2 3 4 5 →