Retail motor gasoline prices and the interest rate on mortgage loans

被引：0
作者：
Gill, Balbinder Singh [1 ]
机构：
[1] Stevens Inst Technol, Sch Business, Hoboken, NJ 07030 USA
来源：
EUROPEAN FINANCIAL MANAGEMENT | 2025年 / 31卷 / 01期
关键词：
alternative fuels; climate change; gasoline prices; household finance; mortgage interest rate; MONETARY-POLICY; SERVICE QUALITY; OIL PRICES; IMPACT; RISK; INCOME; CREDIT; CONSEQUENCES; CONSTRAINTS; INFORMATION;
D O I：
10.1111/eufm.12496
中图分类号：
F8 [财政、金融];
学科分类号：
0202 ;
摘要：
A significant negative relationship exists between the price of retail motor gasoline and the interest rate on mortgage loans. Prospective homeowners avoid purchasing a mortgage-financed home in areas where gasoline prices are rising to avoid endangering their future mortgage payments due to the greater cost of motor fuel consumption. The passage of government regulations and incentives aimed at increasing either the demand for or supply of alternative fuels, lowering the cost for gasoline customers to switch to alternative fuels, lessens the negative impact of gasoline prices on the cost of mortgage credit. Public transit mitigates the negative gasoline price impact.
引用
收藏
页码：115 / 174
页数：60
相关论文
共 100 条
  • [21] The impact of pre- and post-launch publicity and advertising on new product sales
    Burmester, Alexa B.
    Becker, Jan U.
    van Heerde, Harald J.
    Clement, Michel
    [J]. INTERNATIONAL JOURNAL OF RESEARCH IN MARKETING, 2015, 32 (04) : 408 - 417
  • [22] Household finance
    Campbell, John Y.
    [J]. JOURNAL OF FINANCE, 2006, 61 (04) : 1553 - 1604
  • [23] A Model of Mortgage Default
    Campbell, John Y.
    Cocco, Joao F.
    [J]. JOURNAL OF FINANCE, 2015, 70 (04) : 1495 - 1554
  • [24] The effects of travel time and cost savings on commuters' decision to travel on public transport routes involving transfers
    Chowdhury, Subeh
    Ceder, Avishai
    Schwalger, Bradley
    [J]. JOURNAL OF TRANSPORT GEOGRAPHY, 2015, 43 : 151 - 159
  • [25] CLAURETIE TM, 1990, AREUEA J, V18, P202
  • [26] Consumer Financial Protection Bureau, 2022, MORTGAGES 30 89 DAYS
  • [27] Impact of crude oil market behaviour on unit bid prices: the evidence from the highway construction sector
    Damnjanovic, Ivan
    Zhou, Xue
    [J]. CONSTRUCTION MANAGEMENT AND ECONOMICS, 2009, 27 (09) : 881 - 890
  • [28] Datta Amit, 2015, Proceedings on Privacy Enhancing Technologies, V1, P92, DOI 10.1515/popets-2015-0007
  • [29] Credit Booms and Lending Standards: Evidence from the Subprime Mortgage Market
    Dell'Ariccia, Giovanni
    Igan, Deniz
    Laeven, Luc
    [J]. JOURNAL OF MONEY CREDIT AND BANKING, 2012, 44 (2-3) : 367 - 384
  • [30] Risk-based pricing and the enhancement of mortgage credit availability among underserved and higher credit-risk populations
    Deng, Yongheng
    Gabriel, Stuart
    [J]. JOURNAL OF MONEY CREDIT AND BANKING, 2006, 38 (06) : 1431 - 1460
12345678910