Retail motor gasoline prices and the interest rate on mortgage loans

被引：0
作者：
Gill, Balbinder Singh [1 ]
机构：
[1] Stevens Inst Technol, Sch Business, Hoboken, NJ 07030 USA
来源：
EUROPEAN FINANCIAL MANAGEMENT | 2025年 / 31卷 / 01期
关键词：
alternative fuels; climate change; gasoline prices; household finance; mortgage interest rate; MONETARY-POLICY; SERVICE QUALITY; OIL PRICES; IMPACT; RISK; INCOME; CREDIT; CONSEQUENCES; CONSTRAINTS; INFORMATION;
D O I：
10.1111/eufm.12496
中图分类号：
F8 [财政、金融];
学科分类号：
0202 ;
摘要：
A significant negative relationship exists between the price of retail motor gasoline and the interest rate on mortgage loans. Prospective homeowners avoid purchasing a mortgage-financed home in areas where gasoline prices are rising to avoid endangering their future mortgage payments due to the greater cost of motor fuel consumption. The passage of government regulations and incentives aimed at increasing either the demand for or supply of alternative fuels, lowering the cost for gasoline customers to switch to alternative fuels, lessens the negative impact of gasoline prices on the cost of mortgage credit. Public transit mitigates the negative gasoline price impact.
引用
收藏
页码：115 / 174
页数：60
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