Superparamagnetic nanoparticles (MNPs) are utilized for magnetic fluid hyperthermia (MFH)-based cancer therapeutics, where the MNPs are surface functionalized to impart desired stability and biological properties. In this study, the MFH properties of palmitic (PA) and stearic (SA) acid -coated superparamagnetic Fe 3 O 4 MNPs, with similar sizes (10 +/- 0.8 nm, and - 11 +/- 0.7 nm, respectively), and saturation magnetizations (40.8 emu/g, and - 41 emu/g, respectively), are systematically probed to understand the role of the thermophysical properties of the coating moieties on the MFH efficiency. PA and SA -coated MNPs are prepared using a one-step microwave -assisted co -precipitation technique, and the presence of the surface coatings is confirmed using Fourier transform infrared spectroscopy and thermogravimetric analyses. Magneto -calorimetric studies show a high induction heating efficiency, surpassing the threshold of MFH for a biologically relevant fieldfrequency range. The maximum heating efficiencies are found to be - 164.5 +/- 5.4 W/g Fe and - 223.9 +/- 6.4 W/g Fe for the PA and SA -coated MNPs, respectively. This indicates - 36.1 % higher specific absorption rate (SAR) for the SA -coated MNPs under similar experimental conditions, even though the magneto -structural properties are identical for the PA and SA -coated MNPs. Further, finite element modelling is utilized to investigate the thermal transport from the magnetic core to the surrounding medium, where the thermo-physical properties of the coating moieties are considered. Finite element simulations indicate - 32.6 % higher SAR for the SA -coated MNPs, which is consistent with the experimental findings. The higher SAR for the SA -coated MNPs is attributed to the - 1.7 times higher thermal diffusivity of SA. The proposed model is experimentally validated using a third system consisting of lauric acid -coated Fe 3 O 4 MNPs with comparable magneto -structural properties. Further, significant temperature rise in a tissue -equivalent agar medium and good bio-compatibility, as indicated by the i n vitro cyto-toxicity studies, make the prepared MNPs potential candidates for MFH applications. The obtained results provide deeper insight into the role of the thermo-physical properties of the coating moieties on the induction heating efficiency of superparamagnetic MNPs.