Financial Loss and Financial Well-Being of Emerging Adults During COVID-19: The Limitations of Psychological Resilience

被引：2
作者：
Ranta, Mette [1 ]
Li, Lijun [2 ]
Vosylis, Rimantas [3 ]
Sorgente, Angela [4 ]
Crespo, Carla [5 ]
Fonseca, Gabriela [6 ]
Lanz, Margherita [7 ]
Lep, Zan [8 ,9 ]
Lonka, Kirsti [1 ]
Relvas, Ana Paula [9 ,10 ]
Salmela-Aro, Katariina [1 ]
Zupancic, Maja [8 ]
Serido, Joyce [11 ]
机构：
[1] Univ Helsinki, Fac Educ Sci, Helsinki, Finland
[2] Penn State Univ, Coll Liberal Arts, Dept Psychol, University Pk, PA USA
[3] Mykolas Romeris Univ, Inst Psychol, Vilnius, Lithuania
[4] Univ Cattolica Sacro Cuore, Dept Psychol, Milan, Italy
[5] Univ Lisbon, CICPSI, Fac Psychol, Lisbon, Portugal
[6] Univ Coimbra, Colegio S Jeronimo, Ctr Social Studies, Fac Psychol & Educ Sci, Coimbra, Portugal
[7] Univ Cattolica Sacro Cuore, Dept Psychol, Milan, Italy
[8] Univ Ljubljana, Fac Arts, Dept Psychol, Ljubljana, Slovenia
[9] Educ Res Inst, Ctr Appl Epistemol, Ljubljana, Slovenia
[10] Univ Coimbra, Ctr Social Studies, Colegio S Jeronimo, Fac Psychol & Educ Sci, Coimbra, Portugal
[11] Univ Minnesota, Dept Family Social Sci, McNeal Hall, St Paul, MN USA
来源：
JOURNAL OF FINANCIAL COUNSELING AND PLANNING | 2024年 / 35卷 / 02期
关键词：
financial stress; financial well-being; surveys; young adults; youth; RESOURCES; CONSERVATION; SCALE; MODEL; STRESSORS; CONTEXT; HEALTH;
D O I：
10.1891/JFCP-2022-0088
中图分类号：
F [经济];
学科分类号：
02 ;
摘要：
Amid the COVID-19 pandemic, emerging adults are especially vulnerable as they experience its financial impact as a source of stress. We tested a model of psychological resilience among emerging adults (18-25 years) during using online survey data collected between May and September 2020. Framed in the conservation of resources theory, we examined the association between financial loss and financial well-being and the moderating role of psychological resilience in the association. Using path analysis, we found a direct negative association between financial loss and financial well-being, a direct positive association between psychological resilience and financial well-being, but no evidence of moderation. We discuss the findings in the context of continuing global economic uncertainty and the support needed to foster adult independence and financial well-being of emerging adults.
引用
收藏
页码：188 / 201
页数：14
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