Financial Loss and Financial Well-Being of Emerging Adults During COVID-19: The Limitations of Psychological Resilience

被引：2

作者：

Ranta, Mette ^{[1
]}

Li, Lijun ^{[2
]}

Vosylis, Rimantas ^{[3
]}

Sorgente, Angela ^{[4
]}

Crespo, Carla ^{[5
]}

Fonseca, Gabriela ^{[6
]}

Lanz, Margherita ^{[7
]}

Lep, Zan ^{[8
,9
]}

Lonka, Kirsti ^{[1
]}

Relvas, Ana Paula ^{[9
,10
]}

Salmela-Aro, Katariina ^{[1
]}

Zupancic, Maja ^{[8
]}

Serido, Joyce ^{[11
]}

机构：

[1] Univ Helsinki, Fac Educ Sci, Helsinki, Finland

[2] Penn State Univ, Coll Liberal Arts, Dept Psychol, University Pk, PA USA

[3] Mykolas Romeris Univ, Inst Psychol, Vilnius, Lithuania

[4] Univ Cattolica Sacro Cuore, Dept Psychol, Milan, Italy

[5] Univ Lisbon, CICPSI, Fac Psychol, Lisbon, Portugal

[6] Univ Coimbra, Colegio S Jeronimo, Ctr Social Studies, Fac Psychol & Educ Sci, Coimbra, Portugal

[7] Univ Cattolica Sacro Cuore, Dept Psychol, Milan, Italy

[8] Univ Ljubljana, Fac Arts, Dept Psychol, Ljubljana, Slovenia

[9] Educ Res Inst, Ctr Appl Epistemol, Ljubljana, Slovenia

[10] Univ Coimbra, Ctr Social Studies, Colegio S Jeronimo, Fac Psychol & Educ Sci, Coimbra, Portugal

[11] Univ Minnesota, Dept Family Social Sci, McNeal Hall, St Paul, MN USA

来源：

JOURNAL OF FINANCIAL COUNSELING AND PLANNING | 2024年 / 35卷 / 02期

关键词：

financial stress; financial well-being; surveys; young adults; youth; RESOURCES; CONSERVATION; SCALE; MODEL; STRESSORS; CONTEXT; HEALTH;

D O I：

10.1891/JFCP-2022-0088

中图分类号：

F [经济];

学科分类号：

02 ;

摘要：

Amid the COVID-19 pandemic, emerging adults are especially vulnerable as they experience its financial impact as a source of stress. We tested a model of psychological resilience among emerging adults (18-25 years) during using online survey data collected between May and September 2020. Framed in the conservation of resources theory, we examined the association between financial loss and financial well-being and the moderating role of psychological resilience in the association. Using path analysis, we found a direct negative association between financial loss and financial well-being, a direct positive association between psychological resilience and financial well-being, but no evidence of moderation. We discuss the findings in the context of continuing global economic uncertainty and the support needed to foster adult independence and financial well-being of emerging adults.

引用

页码：188 / 201

页数：14

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