In this artisle estimated the forms of the interest rate risk: risk of revaluation, risk of capacity curve, risk of basic points and risk of opcions. By aspects of income and economic valu eis interpreted the influence of the interest rate risk to financial results. The fluctuating of income and tendencies influenced to sufficiency of bank capital and for it stability. Tradicionaly metod ofthe interest rate risk managing is the funds gap method. The main means of managing of interest rate are the restruction of balance-sheat and swaps.