EUROPEAN MODEL OF LENDING SMALL BUSINESS ENTITIES

In the article investigated the experience of formation, development and operation of small business crediting in the developed countries. Also systematic differences between foreign experience of small businesses crediting based on the determination of the European model of crediting. Studying the experience of a European model of lending to small businesses is important in terms of developing a long-term strategy for developing and supporting small businesses. Much of this experience can be reflected in the legal, organizational and institutional forming of Ukrainian policy related to small business, both at the national level and at the level of each individual region. According to the realities of the Ukrainian economy of these foreign tools that promote small business loans, you can create associations of mutual guarantees and state insurance fund credit risks. Using these tools will allow small businesses receive guarantees from its counterparties to obtain credit in the bank, not to burden the state budget and develop financial risk insurance.