Funeral services and funeral insurance: are they really different products? What implications does the simultaneous offer of this type of products have in the mart?

Funerary services have been the subject of a number of controversies as a result of the regulation that the legislator has given to them, which ends up in the companies providing funeral services and granting the only possibility of offering products of a funeral type by means of the conclusion of contracts of funeral insurance. All this for some differences that arise from article 111 of Law 795 of 2003. This with the end of publicizing the negative implications and some other positive thing, which entails making the differentiation between one and another service.