Homeownership Among Millennials: The Deferred American Dream?

被引：39

作者：

Xu, Yilan ^{[1
]}

Johnson, Carrie ^{[2
]}

Bartholomae, Suzanne ^{[3
]}

O'Neill, Barbara ^{[4
]}

Gutter, Michael ^{[5
]}

机构：

[1] Univ Illinois, Dept Agr & Consumer Econ, 309 Mumford Hall,1301 W Gregory Dr, Urbana, IL 61801 USA

[2] South Dakota State Univ, Brookings, SD 57007 USA

[3] Iowa State Univ, Ames, IA USA

[4] Rutgers State Univ, New Brunswick, NJ USA

[5] Univ Florida, Gainesville, FL 32611 USA

来源：

FAMILY & CONSUMER SCIENCES RESEARCH JOURNAL | 2015年 / 44卷 / 02期

基金：

美国食品与农业研究所;

关键词：

Great Recession; homeownership; housing choice; life cycle; marriage; millennials;

D O I：

10.1111/fcsr.12136

中图分类号：

D669 [社会生活与社会问题]; C913 [社会生活与社会问题];

学科分类号：

1204 ;

摘要：

This article reviews external and internal factors influencing homeownership decisions for millennials, that is, those who were born between the 1980s and the early 2000s. The article was written by a multistate group of land-grant university researchers to inform future research. The review of literature suggests that credit accessibility is an important external factor for millennials' homeownership. Also important are life cycle factors such as financial resources and student loans liabilities, and family decisions such as marriage and parenthood. It is anticipated that this information will enable financial advisors, educators, and policymakers to understand the challenges of homeownership for millennials and to formulate strategies to help this age cohort with their personal financial planning.

引用

页码：201 / 212

页数：12

共 81 条

[1] A note on the benefits of homeownership [J].