MARKET INSURANCE, SOCIAL INSURANCE, AND EDUCATION

被引：0

作者：

FLAM, SD

RISA, AE

机构：

[1] Department of Economics, University of Bergen, Bergen, N-5007

来源：

JOURNAL OF POPULATION ECONOMICS | 1995年 / 8卷 / 02期

关键词：

D O I：

10.1007/BF00166649

中图分类号：

C921 [人口统计学];

学科分类号：

摘要：

We show that social disability insurance may better society-wide welfare even when there is a perfect private market for similar insurance. In essence, the public system complements the private. The latter cover risks when personal characteristics are known, whereas the first mitigates effects of unfavorable characteristics. Large social insurance benefits will induce more education among agents with expected good health. These same agents also experience a negative redistributive income effect from social insurance. Incentive effects to redistribution are therefore nonstandard since individuals that are adversely affected by redistribution will respond with more educational vigor.

引用

页码：149 / 160

页数：12

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